Having your loan approval in hand when you approach the real estate market
accomplishes several things for you.
- Establishes credibility. Separates you from the lookers and puts you in the buyer class.
- Gives you "negotiating muscle". When the seller knows you have a guaranteed loan he is more anxious to deal with you.
- Places you realistically in the market. When you know how much you can definitely afford you don't waste time shopping for homes that are too expensive or not good enough.
At Quality Home Locator we have access to mortgage lenders who can help you with "non-traditional" loans. If your credit is less than perfect, we can usually still get you into a home. We have down payment assistance programs, high-risk loans and second mortgage options to help you.
Filling out a simple form will get a letter of pre-approval that will propel you on your way to fulfilling your dream - home ownership!
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